Auto Insurance New Jersey May 2026

$35,000 per person and $70,000 per accident. Property Damage Liability: $25,000 per accident.

Must match your liability limits ($35k/$70k minimum). Choosing Your Policy Type auto insurance new jersey

Navigating Auto Insurance in New Jersey (2026) Auto insurance is mandatory for every vehicle registered in New Jersey . Driving without it can lead to severe penalties, including fines, license suspension, and potential jail time. As of , the state has implemented the second phase of a multi-year plan to increase minimum liability limits to better reflect modern medical and repair costs. Mandatory Minimum Requirements (2026) $35,000 per person and $70,000 per accident