: Typically requires a 640+ (Fair) credit score. This "closed-loop" card is only usable at Best Buy stores and BestBuy.com .
: Generally requires a 700+ (Good) credit score. This card can be used anywhere Visa is accepted and offers rewards on non-Best Buy purchases like gas and groceries.
To qualify for a Best Buy credit card, you generally need a credit score in the , though the specific requirement depends on which version of the card you are applying for.
The card issuer, , evaluates your application for the higher-tier Visa card first before considering you for the store-only version. Credit Score Requirements by Card Type


