Approval for Best Buy credit cards typically requires a credit score of 640 or higher for the store card, while the Visa version often requires 700 or more. Citibank, the issuer, also considers income and debt-to-income ratio, with many applicants reporting instant approval for use on the Best Buy website and in stores. Read more on WalletHub . Best Buy Credit Card Benefits (2026) - WalletHub
Approval for Best Buy credit cards typically requires a credit score of 640 or higher for the store card, while the Visa version often requires 700 or more. Citibank, the issuer, also considers income and debt-to-income ratio, with many applicants reporting instant approval for use on the Best Buy website and in stores. Read more on WalletHub . Best Buy Credit Card Benefits (2026) - WalletHub
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