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: Under the Affordable Care Act (ACA) , most private health insurance, Medicare Part B, and Medicaid plans must cover PrEP medication, clinic visits, and lab tests with no out-of-pocket costs . Low-Cost & Free Options : Generic Emtricitabine

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: A federal program providing free medication to those without prescription drug insurance. : Under the Affordable Care Act (ACA) ,

PrEP is a medication taken by HIV-negative individuals at high risk of exposure to prevent the virus from taking hold. When taken correctly, it reduces the risk of getting HIV through sex by approximately . most private health insurance