If you rent it <14 days/year, income is tax-free.
Use a lender familiar with "second home" loans. buying a second primary residence
Check local HOA rules on short-term rentals. If you rent it Use a lender familiar
Must be occupied for the majority of the year. let me know!
📍 The IRS generally allows you to deduct mortgage interest on up to $750,000 of total debt across both homes.
Usually deductible up to a $10,000 total limit (SALT).
If you’re ready to dive deeper into the or need a breakdown of tax benefits for your specific state, let me know!