Yes, you can buy a condo with an FHA loan as of April 2026, provided either the entire condominium community is or the individual unit qualifies for Single-Unit Approval . Paths to FHA Condo Approval
For a condo to be eligible, the community must typically meet these criteria: What Is an FHA-Approved Condo? - Freedom Mortgage
Buying a condo requires the project to meet specific financial and structural standards set by the Department of Housing and Urban Development (HUD) .
: Since 2019, you can seek approval for a single unit in a non-approved complex. This requires your lender to review the association's financials, insurance, and governing documents. Key Requirements for Condo Projects