To move forward, you will need to gather these specific "papers" for your lender:
: Provide your lender with final documents (pay stubs, tax returns) to move from pre-approval to a final mortgage commitment. can you buy a house
: Visit a lender to get a pre-approval letter, which shows sellers you are a serious buyer and confirms your budget. To move forward, you will need to gather
: Plan for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the home price). To move forward