Checking — My Credit

: Even replying "STOP" or "NO" confirms your number is active, which can lead to more scam attempts.

: If you are concerned, log in to your account through an official app or a trusted website like AnnualCreditReport.com. Legitimate Ways to Check Your Credit

: Scammers use links to direct you to fake websites that mimic banks or credit bureaus.

To check your credit safely, use these official and verified methods:

How to Recognize and Report Spam Text Messages | Consumer Advice

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