You plan to keep the car for more than five years, drive a lot of miles, and want the lowest long-term cost .
If liquidity—the amount of cash in your pocket today—is your priority, the numbers shift. cost of leasing a car vs buying
As a car ages, the cost of ownership increases. Once the warranty expires, the owner assumes 100% of the mechanical risk. However, for those who choose reliable brands and perform regular maintenance, the total cost per mile over a decade is significantly lower than the perpetual cycle of lease payments. 4. Lifestyle Constraints and Flexibility You plan to keep the car for more
Leasing treats a car as a service or a recurring utility. You aren't paying for the car’s total value; you are paying for the depreciation that occurs during the 36 months you drive it, plus interest (often called the "money factor"). You are essentially paying the "top" of the car's value curve, which is the most expensive part of its lifespan. 2. Upfront and Monthly Cash Flow Once the warranty expires, the owner assumes 100%
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