Criteria For Buying A - House

Their journey began with the "Great Paperwork Avalanche." To even get a seat at the table, they had to prove they were "financially ready". This meant digging up two years of tax returns, pay stubs, and bank statements to secure a . They learned that a credit score isn't just a number; it’s the golden ticket that determines your interest rate, with most lenders looking for a minimum of 620.

Maya and Leo didn't want much—just a place where the floorboards didn't groan like a haunted ship and the neighbors didn't practice the tuba at 3 AM. But as they quickly learned, buying a house is less like a Sunday stroll and more like a high-stakes scavenger hunt. criteria for buying a house

How to buy a house: Your step-by-step guide to buying in 2026 Their journey began with the "Great Paperwork Avalanche

With their preapproval in hand, they drafted their "Wish List," which they soon realized was more of a "Reality Check": Maya and Leo didn't want much—just a place