Budget 2–5% of the purchase price for closing costs (taxes, legal fees, appraisals). 🏛️ 2026 Grants & Assistance Programs
While 20% avoids Private Mortgage Insurance (PMI), many programs allow as little as 3% (Conventional) or 3.5% (FHA).
Most lenders require a minimum of 620 , but scores above 700 secure much better interest rates.
Budget 2–5% of the purchase price for closing costs (taxes, legal fees, appraisals). 🏛️ 2026 Grants & Assistance Programs
While 20% avoids Private Mortgage Insurance (PMI), many programs allow as little as 3% (Conventional) or 3.5% (FHA).
Most lenders require a minimum of 620 , but scores above 700 secure much better interest rates.
