: Aim for a 20% down payment, a loan term no longer than 4 years, and total monthly costs (including insurance) under 10% of your take-home pay.
Before browsing, define your "Out-The-Door" (OTD) price, which includes the vehicle cost plus taxes, registration, and immediate repairs. how to buy a secondhand car
: Consider your typical driving (urban vs. motorway) and necessary features like boot space or fuel type. : Aim for a 20% down payment, a