How To Buy — Flood Insurance

Government-backed through the National Flood Insurance Program .

Capped at $250,000 for structure and $100,000 for contents. Pricing: Standardized rates based on risk factors. Private Market: Offered by companies like Neptune or Chubb . Limits: Often much higher than federal caps. how to buy flood insurance

Even "low-risk" areas experience flooding; 25% of all claims come from outside high-risk zones. 2. Choose Your Policy Type 000 for structure and $100

Check the FEMA Flood Map Service Center to see if you are in a high-risk zone. how to buy flood insurance