: Complete a brief application. PayPal will perform a soft credit check (which does not impact your credit score) and provide a decision in seconds.
AI responses may include mistakes. For financial advice, consult a professional. Learn more Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US how to use paypal buy now pay later
: Review the payment schedule and loan agreement before confirming your purchase. : Complete a brief application
: Use your phone to complete the contactless payment at the store within 24 hours. Key Requirements & Eligibility For financial advice, consult a professional
: You must be at least 18 years old (or the legal age in your state).
PayPal offers a "Buy Now, Pay Later" (BNPL) service that allows you to split online and in-store purchases into smaller installments. This service primarily consists of two options: for smaller, short-term needs and Pay Monthly for larger expenses. Core Payment Options Pay in 4 : Best for purchases between $30 and $1,500. Structure : 4 interest-free payments.