Buy plain hummus, but also grab a jar of pesto or chili oil. Swirl the topping into the hummus and sprinkle with pine nuts or paprika.
The freezer aisle is your best friend when time is short. Focus on items that have a high "crunch factor":
A pre-packaged variety pack of Salami, Prosciutto, and Calabrese.
Buy one bunch of fresh parsley or rosemary. Chopping a little green over your store-bought dips or appetizers instantly makes them look fresh-made.