If you have outstanding "buy now, pay later" orders or are a past prize winner, the situation is currently unstable:
In late 2023 and throughout 2024, PCH’s credit and sales practices came under intense scrutiny, eventually leading to the company's downfall: pch buy now pay later
: Investigations revealed that PCH often hid shipping and handling fees—sometimes adding up to 40% to the total cost—which were only revealed after the "buy now" commitment was made. If you have outstanding "buy now, pay later"