Review the last three months of bank statements to find your average spend on groceries, gas, and entertainment. 3. The Strategy: The "Pay Yourself First" Rule
The biggest mistake is saving whatever is "left over" at the end of the month. Instead, automate your savings or debt payments to trigger the moment your paycheck hits. personal budget finance
List the "unbreakables" like rent, car payments, insurance, and utilities. Review the last three months of bank statements