The Ray Skillman Buy Here Pay Here (BHPH) program in Martinsville, Indiana, serves as a critical financial bridge for drivers who face barriers to traditional automotive lending. Operated through Ray Skillman Hoosier Ford , this specialized service allows the dealership to act as the direct lender, bypassing external banks and credit unions to offer personalized credit solutions. In-House Financing Model
For those seeking more flexibility or lower monthly payments, Ray Skillman Auto Group introduced the program. ray skillman buy here pay here martinsville indiana
: The BHPH program often includes value-added services such as free oil changes for the life of the loan and a 172-point multi-point inspection on every vehicle to ensure quality. Flexible Alternatives: Lease Here Pay Here The Ray Skillman Buy Here Pay Here (BHPH)
: Unlike some independent used car lots, Ray Skillman reports monthly payments to credit bureaus, providing customers an opportunity to rebuild their credit while driving a reliable vehicle. : The BHPH program often includes value-added services