Savings Account 【2025-2027】

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?"

Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value savings account

Most savings accounts are static. "The Safety Net" is an active automation layer that uses Predictive Round-ups and Tax-Refund Logic to help users reach an emergency fund goal without feeling the "pinch" of manual transfers. Key Components Users can toggle an "Extra Income" sensor