Do you have a score of 620 or higher? (740+ yields the best rates).
When you rent, the landlord fixes the broken HVAC or leaking roof. As a homeowner, those costly emergencies are 100% your responsibility. 📋 The "Are You Ready?" Checklist should i buy a home now or wait
Will you have 3 to 6 months of living expenses left over after paying your down payment and closing costs? Do you have a score of 620 or higher
You should if your job situation is unstable, your credit needs work, or buying a home would leave you with absolutely no cash reserves for emergencies. Market conditions matter, but your personal financial readiness matters much more. To help narrow down your options, your credit needs work