“Starting in 2026, lenders will look beyond just your FICO score, using new models that consider rent, utilities, and how your credit changes over time.” Nadlan Capital Group · 4 months ago
New standards introduced in 2026 allow lenders to use updated scoring models like and VantageScore 4.0 , which can factor in rental and utility payment history. whats a good fico score to buy a house
What is a good credit score to buy a house? - Fidelity Investments “Starting in 2026, lenders will look beyond just