When To — Buy Mutual Funds

Investing all your available capital at once.

You buy more units when prices are low and fewer when they are high, which can lower your average cost over time (rupee/dollar-cost averaging). when to buy mutual funds

This involves investing a fixed amount at regular intervals (e.g., monthly). Investing all your available capital at once

If you have a large windfall and a high risk tolerance. when to buy mutual funds

Ideal for most investors as it removes the stress of timing the market.

Statistically, lump sum investing outperforms DCA about 66% to 75% of the time because markets tend to rise over the long term, and your money starts compounding immediately. 2. Tactical Timing: The "Daily Cut-off" Rule Investing in Mutual Funds: What They Are and How They Work