How To Buy I Bonds -

To buy Series I Savings Bonds (I Bonds), you must purchase them directly from the U.S. government through the website. Unlike stocks or corporate bonds, they cannot be bought through standard brokerage accounts. 1. Core Requirements & Eligibility

: Visit TreasuryDirect and follow the prompts to "Open an Account". Choose "Individual" for a personal account. Set up security questions and a password. Authorize Funding : Link your checking or savings account. Execute Trade : Log in and select the "BuyDirect" tab. Select "Series I Savings Bonds" and click "Submit". Enter the amount you wish to purchase (minimum $25). Review the purchase and confirm. 3. Investment Limits how to buy i bonds

: You will need your bank's routing and account numbers to link for electronic funds transfers. 2. Step-by-Step Purchase Process To buy Series I Savings Bonds (I Bonds),

: You can purchase up to $10,000 per person, per calendar year through TreasuryDirect. Set up security questions and a password

: Bonds earn interest for up to 30 years unless cashed earlier. 5. Interest Rates & Taxation

: Interest is exempt from state and local taxes, though federal income tax still applies (unless used for qualifying higher education expenses).

: You cannot cash in an I Bond for the first 12 months after purchase.