Copyright © 2021 – Saigon Nhỏ. All Rights Reserved.
Buying an apartment involves a multi-stage process that spans financial preparation, rigorous due diligence, and complex legal documentation.
Lenders generally require your last 3 payslips , employment contract, and most recent tax returns.
Before searching for properties, you must establish your buying power.
Obtaining a pre-approval letter from a lender confirms your eligibility and interest rate, allowing you to move quickly when making an offer.
Budget for extra expenses including stamp duty ( 5–7% in many regions), registration charges ( 1–2% ), legal fees, and advance maintenance deposits. 2. Property Due Diligence
You will need current bank statements showing you have enough for a down payment (typically 10–20% of the property value) and closing costs.
Buying an apartment involves a multi-stage process that spans financial preparation, rigorous due diligence, and complex legal documentation.
Lenders generally require your last 3 payslips , employment contract, and most recent tax returns.
Before searching for properties, you must establish your buying power.
Obtaining a pre-approval letter from a lender confirms your eligibility and interest rate, allowing you to move quickly when making an offer.
Budget for extra expenses including stamp duty ( 5–7% in many regions), registration charges ( 1–2% ), legal fees, and advance maintenance deposits. 2. Property Due Diligence
You will need current bank statements showing you have enough for a down payment (typically 10–20% of the property value) and closing costs.
Copyright © 2021 – Saigon Nhỏ. All Rights Reserved.
